Even though I’m home sick with a cold, I did manage to get something useful done today. I wrote a check and officially made myself credit-card debt free! It feels quite good.
Of course I still have school debt, but that’s different. At least the interest rates on my student loans is more reasonable and I’m comfortable paying it off over a much longer time frame. The automatic debiting of my checking account is also nice, so I never have to worry about missing a payment and getting in trouble with the feds.



